We manage your employee benefits so you can manage your business.
Affordable health insurance and employee benefits from a trusted insurance broker, specializing in the delivery of responsive group benefits management.
Since 1998, we’ve helped businesses leverage our expertise to access integrated technology, and simplify the management of their benefits programs.
We service your plans year-round – not just when it’s time to renew – saving you time, supporting your growth, and assuring prompt and proactive support that your company will value.
As an insurance broker, we can provide options to fit any businesses budget, providing your employees with the most cost effective benefits.
Benefits & Insurance for Employee Satisfaction
OFFER EMPLOYEE BENEFITS WITH CONFIDENCE
Leverage decades of experience and expertise in accounting, finance, banking, HR, brokerage, and benefits consultation to deliver strategically focused, expertly managed employee benefits solutions that fit your business needs within the changing benefits landscape.
FIND THE MOST ADVANTAGEOUS PLAN
Offer the most advantageous and cost effective benefits plan to support your business needs, which can include Medical, Dental, Vision, Group Life, Short and Long Term Disability, worksite plans and more. We also evaluate alternative funding options as well as HRA and HSA offerings.
IMPLEMENT ONLINE BENEFITS MANAGEMENT
Gain free access to our Employee Navigator online benefits tool, powering the enrollment and administration of your plans. This system can also be used as an HRIS for employee onboarding, communications, total compensation statements, and other useful HR functions.
SAVE TIME TO FOCUS ON YOUR BUSINESS
Rely on year-round service from needs assessment and enrollment support to the ongoing management of your medical benefits and payroll. Receive key updates covering everything you need to know about the status of your programs, including important ACA, IRS and other legislative changes.
AWARD EMPLOYEES WITH FULL-SERVICE-SUPPORT
Provide your employees with unmatched customer care, including customized onboarding support, online plan access, and the responsive full-service support of EBMG staff who are available to assist with any benefits question, big or small.
What our Clients are saying
Throughout the country, business have trusted us to manage their employee benefits. No matter the size, EBMG is able to find the best plans for any budget and provide quality service along the way. From recruitment to retirement, we make it easy for you and your employees.
3 Steps to Better Benefits Management
1: Talk to our Analysts
To get the process started, just fill out the form below and a Benefits Consultant will setup a time to talk.
2: Choose a Plan
Comprehensive market analysis is performed and recommendations are made on the best plans for your business.
3: Enjoy White Glove Service
Once the plan has been finalized, the onboarding begins. Your business will begin to enjoy the full-service support of the EBMG staff.
Answers to Your Questions
Employee Benefits Management Group (EBMG) is an employee benefits broker who helps employers select and manage their employee benefits programs, including health insurance, dental, vision Disability and life plans, and other types of benefits.
Working with a benefits consultant at EBMG can help your company find the best employee benefits packages at the most affordable prices. Additionally, our staff can help manage benefits administration, provide employee education, and assist with compliance issues.
Our benefits consultants can help your company with a variety of benefits, including health insurance, dental and vision insurance, life insurance, disability insurance, and other types of voluntary benefits.
When selecting a benefits broker , consider our team approach and experience, expertise, and reputation. We are happy to provide references and testimonials, so you can assess our level of customer service. Additionally, consider all fees and compensation structure to ensure they align with your company's budget and goals.
Employee benefits are non-wage compensation provided by employers to their employees. These benefits can include health insurance, dental, vision, disability, and life insurance.
Employees can receive a variety of benefits, including standard benefits such as health insurance, dental, vision, disability, and life insurance, as well as voluntary benefits such as pet insurance, identity theft protection, and legal services.
The cost of employee benefits can vary depending on the type of benefit and the employer's contribution. For example, health insurance premiums can range from a few hundred dollars to several thousand dollars per year, with the employer often covering a portion of the cost.
Dental, vision disability and life insurance costs are affordable compared the medical insurance costs and a great way to enhance the benefits employees receive.
Benefits begin typically on the first of a month and renew 12 months later. Enrollment periods for employee benefits typically occur once a year during open enrollment, but employees may also be able to enroll during a special enrollment period if they experience a qualifying life event such as getting married or having a child. Employees may also be able to make changes to their benefits outside of the enrollment period if they experience a qualifying life event.
Employees can learn more about their benefits by reviewing an employee handbook or benefit plan documents. They can also contact their HR department or benefits administrator with any questions. It's important for employers to keep benefits and FAQs top of mind throughout the year in their HR communications, as many questions about benefits may arise outside of open enrollment.
When evaluating their benefits package, employees should consider the types of benefits offered, the cost of the benefits, and the employer's contribution to the cost. Employees should also consider how the benefits align with their personal needs and priorities, such as health concerns or retirement goals. It's important to note that employment benefits can comprise 30% or more of an employee's total compensation, so it's important to carefully review and understand the benefits package.
Providing the best possible value and service to your employees is important—especially because they are paying a portion of the benefits costs and our commission. While some brokers only provide quotes, we also provide clear and professional enrollment materials, wellness communication materials and other resources to help keep employees healthy and safe.
The value-added services we offer can save your employees money and protect your bottom line. The educational materials we provide can do everything, from helping employees understand their health care needs to enabling them to make healthy lifestyle changes. Helping employees understand the benefits that are available and make educated decisions about which benefits are right for them allows them more to say in their health care and saves you money. Employees educated on the importance of preventive care may be less likely to rack up hospital bills resulting from leaving conditions untreated. Employees with large families and frequent doctor visits may choose a health plan with broader coverage than employees who live alone and visit the doctor infrequently. Allowing employees to choose the level of coverage that is right for them saves you money in the short and long term.
Employee Benefits in the News
North Carolina Abortion Law Changes – Effective July 1, 2023
Announcement from Blue Cross and Blue Shield of North Carolina Date: 05/23/2023 Blue Cross and Blue Shield of North Carolina (Blue Cross NC) is committed